Monthly Archives: October 2022

How Much Does a Legal Secretary Make a Year

* Only the paralegal programs at Herzing University in New Orleans and Atlanta are approved by the American Bar Association (ABA). The Herzing Legal Studies program, offered online, is not approved by the ABA. ay- Friday from 8:30 a.m. to 4:30 p.m. Starting salary can be as high as $48,000 per year, depending on experience. Possibility of salary increases and . wishing to hire a secretary in the Pawtucket area. Rate of Pay: $50k – $55k per year Based on the experience of the family law firm, Legal. Herzing University exists to help you take the plunge and become possible. If you`re ready to go back to school and become a paralegal, consider our online paralegal program or our ABA-approved paralegal programs in New Orleans and Atlanta*. Graduates are eligible to take the National Association of Legal Assistants (NALA) Certified Paralegal Exam and obtain their Paralegal certification.

up to $67,000. We are currently looking for a new Legal Secretary/Paralegal to join our team. In this role, you will be responsible for supporting two litigators within our firm. Our. Ion for you. This is a temporary position. Payment starts at $15 per hour, but is DOE. About Advantage Resourcing Advantage Resourcing does.

Jobs with a salary range similar to Legal Secretary I: Legal Assistant, Legal Assistant/Paralegal, Legal Assistant/Secretary. Send us your CV.

Salary $50,000 – $90,000 per year A little . as an administrative assistant or secretary Compensation $40,000 – $50,000 per year About Jeppson Law Office, LLCThe Jeppson Law Office is . /b Legal Secretary br / br / b Salary: /b $40,000.00 to $55,000.00 per year

br/br/This position of Legal Secretary is. According to 2020 data from the Bureau of Labor Statistics (BLS), paralegals earn an average salary of $56,610 per year ($27.22 per hour). The average salary varies depending on the state you work in, the education you received, and the level of experience in the field. Starting salary in an entry-level position tends to be lower until you`ve gained a few years of experience and proven that you`re an indispensable member of a law firm. Legal secretaries work primarily for law firms and courts to perform secretarial duties and provide legal advice services to lawyers. You must include documents such as applications, factums, memoranda, pleadings, etc. File your cases with various court systems in a timely manner, meet deadlines and remind lawyers to see clients.

They may need to interview clients by phone or in person before referring them to their lawyers. They usually have the task of typing and editing. BLS attributes the planned increase to law firms` efforts to increase efficiency and keep costs as low as possible. Paralegals and paralegals are expected to take on more of the tasks previously performed by a legal secretary or junior lawyer. Learn more about what a paralegal does, including details about where paralegals usually work and the most common types of paralegal jobs. The BLS predicts that the demand for paralegal and paralegal assistant jobs will increase by 12% between 2020 and 2030, which means the time is right to get a foot in the door. g on the “Apply Now” button and send us your CV. Salary: $55,000 – $70,000 per yearA bit of us: A full-service law firm with offices. Note: Paralegals are not permitted to provide legal services directly to the public unless permitted by law. Paralegals, also known as paralegals, assist lawyers with many different administrative tasks: preparing for trials, hearings, meetings, and closing arguments, drafting legal documents such as contracts, separation agreements, or mortgages, collecting legal articles or court decisions on a case, and much more.

Legal assistants can work in many types of law firms, including criminal law, real estate, divorce, and assault. Movement and lifting up to 20 pounds. Schedule: 1st shift Monday to Friday Wage rate: $19.00 to $20.00 per hour (depending on experience) Duration: 1 month with a possible extension NOTE: This position . The value of dental insurance paid for by the government: $14.31 every two weeks. The value* of health insurance paid by the State: Level 1: 100% State. St-tempoed environment, we want to hear from you! Salary: $20 – $28 per hourTasks: Take care of administrative and office tasks. This is a direct adjustment option; Monday to Friday from 8 a.m. to 5 p.m.; Hourly rate of $15. If you are interested in continuing this role, please create a .

Cases JC-157426 – Legal Secretary LEGAL SECRETARY $3,435.00 – $4,300.00 per month Final filing date: Until the application is completed. CED`s qualified permanent legal secretary will be between $80,000 and $100,000. All offers are based on experience and . I – 21008197Article number: 21008197 Salary: $25,000.00 End date of posting: 19/07/2019 OFFICE OF THE PROSECUTOR. and pays about $28/hour during temporary work and up to $60,000 on rent.

How Many Units Can You Legally Drink and Drive

As many factors influence blood alcohol levels, it is very difficult to estimate the number of drinks an “average person” needs to reach 0.08%. In addition, not all drinks are created equal – a cocktail served in one bar can contain twice as much alcohol as in another bar. When you have a BACtrack Mobile Pro breathalyzer on hand, you know immediately how your blood alcohol level will add up, no matter which of these factors affects you. While we love graphs and data, several other factors such as weight, genetics, depression, diabetes, high blood pressure, blood volume, and muscle mass can affect how your body can metabolize alcohol. There are also many medications that do not mix well with alcohol. The best way to avoid drunk driving (after not drinking) is to know your body, limit your alcohol intake, and have a plan. California`s “catch-all” provision was previously found in Section 23152(a) of the California Vehicle Code. However, in the new laws, which came into force on January 1, 2014, two new sections were created to create sections specifically targeting persons charged with driving under the influence of drugs (including prescription drugs if it can be proven that these drugs affected the driver) and driving under the influence of alcohol and drugs. The amount of alcohol in your bloodstream is called a blood alcohol level, or BAC. Your blood alcohol level depends on how much you drink. The more you drink, the higher your blood alcohol level.

But there are also many other factors that affect your blood alcohol level, such as your height, weight, gender, whether you`ve eaten, and even how tired you are. [1] Ministry of Transport. (2021). Estimated number of reported alcohol accidents and fatalities in the UK: 1979 – 2019. RAS51001. [Dataset] [Accessed August 31, 2021] Myths and misconceptions abound about legal alcohol limits in Texas. Whether it`s misinformation about underage alcohol rules or choosing between alcohol blood tests and breathalyzers, confusion can come from anywhere. All states in the United States designate a blood alcohol or breath level “per se” as the threshold for a separate offense.

This is often referred to as a “legal limit.” This is a permissive presumption of guilt if the person`s blood alcohol level is 0.08% or more (units of milligrams per deciliter, which is equivalent to 8 g of alcohol in 10 liters of blood). [26] Some states (e.g., Colorado) include a less serious charge, sometimes referred to as “impaired driving,” which may apply to individuals with 0.05% or more, but less than the limit of 0.08% per se for the most serious charge. [26] As noted above, the form is required in 49 states and the District of Columbia to register a vehicle intended for use on public roads. It is also necessary to redeem a license that has been suspended due to the loss of coverage in those requested states. These states also generally require the issuing insurance company to notify that state`s DMV in a timely manner of the status of this coverage. If the policy with the SR22 is cancelled, a form called SR26 is issued and sent to the state DMV. [49] Upon notification of the expiration of coverage, the state will again suspend the driver`s license. [50] Another SR-22 application must be filed to recover the driver`s licence. The following list of impaired driving symptoms from a National Highway Traffic Safety Administration publication (DOT HS-805-711)[61] is commonly used in training officers to recognize impaired drivers. After each symptom is a percentage that, according to NHTSA, indicates the statistical chances through research that a driver is above the legal limit.

Although chemical tests are used to determine the driver`s blood alcohol level, they cannot determine the degree of impairment of the driver. However, state laws generally provide for a rebuttable legal presumption of intoxication at a blood alcohol level of 0.08% or higher (see blood alcohol test assumptions). The best way to know how many drinks it takes to reach the legal limit in Georgia is to calculate the number of drinks of a certain type and volume. We all know that conventional wisdom can be wrong and sometimes wild. Intoxication begins with the first drink. You should never drink and drive, no matter how much you have consumed. You can be compromised and arrested even if your blood alcohol level is below 0.08%. In the United States, most laws and penalties were tightened from the late 1970s and 1990s, largely due to pressure from groups like Mothers Against Drunk Driving (MADD) and Students Against Destructive Decisions (SADD), and activists like Candy Lightner, whose 13-year-old daughter, Cari, was killed by a drunk driver. Zero-tolerance laws have been passed, criminalizing driving a vehicle with a blood alcohol level of 0.01% or 0.02% for drivers under the age of 21. This is true even in Puerto Rico, although the legal drinking age is 18. [22] Research from the American Economic Review suggests that penalties for blood alcohol thresholds are effective in reducing repeated impaired driving.

[23] The lower of the two readings is used to determine if you are above the blood alcohol limit. Many states have different requirements for drivers on DUI probation, in which case participation in a preliminary breath test (PBT) may be a condition of probation, and for commercial drivers under “drug testing” requirements. Some U.S. states, particularly California, have laws that penalize PBT denial for drivers under the age of 21; However, the constitutionality of these laws has not been examined. (In practice, most defense lawyers advise against having a discussion with the police or “justifying” a refusal.) An SR-22 is an addendum to an insurance policy. This is an administrative form that certifies the coverage of an insurance company or the reservation of a personal public obligation of the amount of the minimum state liability coverage for the authorized driver or registration of the vehicle. The SR in SR-22 stands for Safety Responsibility and is required to recover a suspended driver`s license following a drunk driving conviction in 49 states and the District of Columbia. It is submitted to the state DMV by an auto insurance company to serve as proof that a driver has the minimum liability insurance that states require. It is essentially an agreement between a driver`s insurance company and that state`s DMV that requires the driver`s insurance company to notify that state`s DMV that the driver`s insurance has been terminated or expired; This introduces a suspension of the driver`s driver`s license until proof of insurance is resubmitted to the state DMV. The “moving vehicle” phase deals with law enforcement observations of the suspect`s driving manoeuvres. At the “personal contact” stage, the officer contacts the alleged impaired driver. The “pre-arrest screening” phase is part of the drunk driving investigation, which includes the pre-field field field sobriety test investigation and field field field sobriety test, including a preliminary alcohol test, if applicable.

This phase also includes post-arrest chemical testing, although it occurs after an arrest for drunk driving and not before an arrest for drunk driving. Well, it should be noted that not all drinks are created equal. “One glass” can mean many things, but for the above estimates, a beverage represents 1.5 ounces of spirits 80 proofs (40%), 12 ounces of beer (4.5%) or 5 ounces of wine (12%). In other words, a drink with two shots or 3 ounces of alcohol in a cup would not be considered “one glass,” but two. Now you know why questions like “How much alcohol can you drink before driving?” or “How many beers is the legal limit in Texas?” Impaired driving is driving a motor vehicle with the driver`s ability to do so, while impaired by alcohol consumption or with blood alcohol levels exceeding the legal limit. [1] For drivers 21 years of age and older, driving with a blood alcohol concentration of 0.08% or higher is illegal. For drivers under 21, the legal limit is lower, with state limits ranging from 0.00 to 0.02. [2] Lower blood alcohol limits apply when operating boats, aircraft or commercial vehicles. The offence of impaired driving may include driving under the influence of alcohol (DUI), driving under the influence of alcohol (DWI), driving under the influence of alcohol (OVI) or impaired driving (OWI). [3] Keep in mind that devices are not a reliable way to determine how much alcohol is safe for you while driving.

How Many Guns Can You Legally Own in Canada

More recently, the German government has proposed a total ban on the purchase and sale of handguns. This had already been proposed in Bill C-21, but the bill died on the Order Paper when the federal government was dissolved in August 2021. The new Bill C-21 reflects the precedent. Since most handguns carry openly and all handguns are restricted or prohibited, this effectively prohibits the most hidden carrying by most people. All three types of weapons can be legally purchased and possessed (even prohibited weapons), but the requirements for owning restricted and prohibited weapons are much, much stricter, as outlined in the following sections on licensing and carrying weapons. By law, a potential customer must be at least 18 years of age to purchase a firearm or legally possess a firearm. Persons under the age of 18 but over the age of 12 can obtain a juvenile driver`s licence, which does not allow them to purchase a firearm, but to borrow an unattended firearm and purchase ammunition. Children under the age of 12 who need a firearm to hunt or fall can also obtain the minor`s driver`s license. This is usually reserved for children in remote areas, especially indigenous communities that practice subsistence hunting. [42] United States: State-licensed arms dealers are required to conduct background checks, but this requirement has many loopholes. Reporting of criminal, mental, drug, and domestic violence is incomplete, and sales from unlicensed sellers do not require background checks. In the 1991 Angus Reid survey, respondents were asked how many guns members owned. Data suggests that 60% of Canadian households owning firearms own one or two; 13% own three; 14% own five; and 10% own seven or more firearms.

On average, gun owners own approximately 2.7 firearms (Angus Reid, 1991: 6). Few other surveys have included such a question. Canada: Non-restricted weapons must be stored using a locked trigger or cable, or locked in a “hard-to-penetrate” room, compartment or container. Restricted and prohibited weapons must be locked with a trigger and cable and locked in a larger room or container, or in a “safe, safe or room specially constructed or modified for the safe storage of firearms.” In the case of automatic weapons, all removable locks must be removed. All weapons must be unloaded during storage or transport and placed in a lockable compartment (if applicable) if left unattended in a car. Canada`s federal laws severely restrict the ability of civilians to carry restricted or prohibited (grandfathered) firearms in public. Section 17 of the Firearms Act 1995 criminalizes the possession of prohibited or restricted firearms except in a licensed home or place, but sections 19 and 20 of the Act provide two exceptions to this prohibition. Section 19 allows individuals to obtain a transport permit, or ATT, which authorizes the transportation of a firearm outside the home for specific purposes, such as: for delivery to a new owner, for a visit to a shooting range, training course, repair shop or gun show, or if the owner wants to change the address where the firearm is stored. These firearms must be unloaded, equipped with an unlock bolt, and stored in secure, locked containers.

In more rare cases, section 20 of the Act allows individuals to obtain a cabin permit or CTA that grants permission to carry loaded restricted firearms or (subsection 12(6)) prohibited handguns for specific purposes set out in the Act. These reasons are: if the person is a licensed trapper and carries the firearm while capturing it, is in a remote wilderness area and needs the firearm to protect themselves from wildlife, the person`s job is to keep or handle money or other high-value items, or if his life is in imminent danger and police protection is insufficient, to protect the person. [53] Authorities almost never issue CTAs on the grounds that a person`s life is in imminent danger and police protection is insufficient. As of October 2018, only two permits had been actively issued in the country to protect life. [54] The vast majority of CTAs issued to employees of armoured vehicle companies to allow the carrying of a company-owned firearm only during work. [55] The number of handguns registered in Canada increased by 71% between 2010 and 2020 to approximately 1.1 million, according to the federal government. Survey research, which usually measures the number of firearms in a household, remains the best way to estimate the prevalence of firearms in a country or region. However, some suggest that this may not be sufficient (Stenning, 1994: 16; 1996: 4-5), arguing that such data do not take into account factors such as the existence of a “non-household stockpile of weapons” (Stenning, 1996: 4) and stolen and otherwise illegally owned firearms that are unlikely to be reported in an investigation (ibid.). Survey respondents systematically underestimate the number of firearms they own can also be problematic. United States: Federal law requires licensed sellers to provide secure storage or security devices for all handguns they sell or transfer. 11 states have additional requirements; Massachusetts is the only one that requires firearms to be locked at all times. 28 states and D.C.

have laws that regulate children`s access to firearms, from those that simply prohibit adults from handing over certain types of firearms directly to minors, to those that require criminal liability if a child wins or “may” gain access to a firearm due to negligent storage. There is not enough reliable data to know where Canadians who legally own firearms come from. Gabor (1994: 13) reported that in 1990, nearly ten times as many firearms were imported into Canada as those exported from Canada. This ratio (10:1) has declined in recent years, and in 1996 the ratio of imported to exported firearms was only 1.1:1. Over the past decade, between 16% and 32% of firearms imported into Canada were handguns (Hung, 1997). Children between the ages of 12 and 17 can obtain a minor driver`s licence, which allows them to borrow non-restricted firearms, such as most rifles or shotguns, for hunting or shooting competitions and to purchase ammunition. 21 States conduct their own background checks for at least some types of weapons, which tend to be more thorough and have more data to rely on. Seven states require background checks for all sales by unlicensed sellers, and two others require background checks for handgun sales; Eight states require permits for buyers who buy from unauthorized sellers, at least for some guns, which serve as a background check requirement for those purchases. Colorado, Connecticut, New York and Oregon also require background checks at gun shows. The first three only require background checks, regardless of the type of purchase. Six states and DCs prohibit the open carrying of firearms in public, thirteen require a permit, and 31 allow open carrying without a license or authorization.

United States: You don`t need a license to own any type of gun in most states. Massachusetts and Illinois require all gun owners to obtain a “license to possess” their firearms, while California, Connecticut, Hawaii and New Jersey require all prospective gun owners to obtain “purchase licenses” before purchasing firearms. Iowa, Maryland, Michigan, Nebraska, North Carolina and Rhode Island require permits to purchase handguns, and New York requires a license to possess handguns. DC requires all weapons to be registered, which is a licensing requirement. On May 1, 2020, following a mass murder in Nova Scotia, Prime Minister Justin Trudeau announced that the Canadian government would immediately ban approximately 1,500 models of “military assault weapons,” primarily rifles, by Order in Council under the Criminal Code. [6] [7] In May 2022, Trudeau announced new legislation that would prohibit the possession of “military-style assault weapons” as part of a mandatory buyback program and impose restrictions on the sale, purchase, import or transfer of handguns. [8] The law would also limit the capacity of magazines and ban toys – such as airsoft guns – that look like weapons. [9] Overall, surveys suggest that more people own firearms in rural areas than in urban areas. For example, 37.3% of respondents in small towns own a firearm, compared to 2.8% in communities with populations over one million.

Residents of small towns are also more likely to own long guns than residents of large cities: 33.6% versus 1.2% (Block, 1998: 24). Under Bill C-21, handgun ownership in Canada would remain static. Those who currently own handguns can continue to do so. But no one else would be able to acquire a handgun, either by purchase or bank transfer. It is believed that the new laws could be passed in the fall of 2022. No. Canada has much stricter gun laws than the United States, but Canadians are allowed to own firearms as long as they have a licence. Restricted or prohibited firearms, such as handguns, must also be registered.

A 1996 study showed that Canada was in the middle of gun ownership compared to eight other Western countries. Almost 22% of Canadian households owned at least one firearm, including 2.3% of households that owned a handgun. [3] In 2005, nearly 3% of households in Canada owned handguns, compared with 18% of U.S. households. Households that owned small arms. [4] Also in 2005, nearly 16% of households in Canada owned firearms. [4] As of September 2010, the Canadian Firearms Program had a total of 1,831,327 valid firearms licences, representing approximately 5.4% of the Canadian population. The four most permitted provinces are Ontario, Quebec, Alberta and British Columbia. [5] United States: Most states do not have registration requirements for any type of weapon.

How Long Does It Take to Get a Legal Separation in Florida

Married people who earn less than their partner should know that child support agreements are not necessary if they separate from their partner. Since separation is not legally recognized, simply moving to a new residence is not enough for the court to require payment from your partner. Florida state law allows for the payment of alimony and alimony between separated couples. But separation is never legally distinguished or marked in state records, as might be the case in other states. The same law also allows separated spouses to apply for maintenance, even in situations where the spouses have not filed for divorce. Exactly this scenario is a little rarer, but clearly defined in the statutes. In practice, courts are not as likely to provide child support as child support. Remember that this principle applies to spouses who want legal separation and do not agree on alimony. Most courts will gladly sign a voluntary separation agreement between spouses in Florida. Problems can arise with debt and matrimonial property when spouses live apart for years before filing for divorce.

Property acquired after separation may be considered marital property and be divided in the event of divorce. Couples can file for divorce in any U.S. state. However, couples may want to retain some of the legal and tax benefits of marriage while living apart, either due to irrevocable differences or for professional reasons. A lawyer will explain your legal rights and the pros and cons of leaving the marital home before starting divorce proceedings. Depending on your situation, a lawyer may be able to file a petition with the court to grant interim measures so that you can stay home during the divorce. Divorce proceedings in Florida can typically take anywhere from several weeks to several months. If both parties agree on the details of the divorce, the procedure is usually much faster. So how long do you have to be apart to start divorce proceedings in Florida? If you`re looking to end your marriage, talk to a divorce attorney in Orlando at Donna Hung Law Group to help you navigate the Florida divorce process. However, legally separated couples can still ask for things like child support, child support, and more than if they were divorced. If one of the spouses applies for maintenance, the court has the right to decide on the financial obligations of one of the spouses to the other spouse and the child, if any. Florida courts can determine the child`s primary residence throughout the separation period, meaning the courts will determine which parent has custody during the separation.

In addition, the courts determine the custody and access rights of the parties during the separation (taking into account the number of children, the hours of work of each parent and the primary custody during the separation). While legal separation is not the solution to all poor marriages, in some cases it provides one or both spouses with additional benefits and protections that would not be available to them if they simply filed for divorce. You and your spouse do not exercise. There have been arguments and disagreements, or perhaps you have both calmly decided that you no longer have a future together. But for one reason or another, you hesitate to file for divorce. Maybe you just have a personal aversion to “divorce” and don`t want to be seen as a divorcee. Or maybe your religious beliefs and teachings disapprove of “divorce” and you don`t want to hurt your beliefs. Or maybe you believe a divorce is “chaotic” and expensive and would rather avoid the hassle. You wonder if legal separation could be the answer to your concerns. So, in Florida, a court-approved legal separation is not and cannot be the answer to your concerns.

As mentioned earlier, Florida laws do not give problematic spouses the opportunity to legally separate. However, this does not mean that separation from your spouse is not without benefits. You may have the right to take legal action to establish child support and/or child support. In addition, there are other ways to achieve the results of a legal separation, even if it does not exist in Florida. Florida does not have a legal separation process. In fact, the state government does not recognize legal separation as a separate state such as “single” or “married.” There is no specific law defining legal separation in the Sunshine State, and Florida does not recognize legal separations. On the contrary, a couple seeking legal recognition of their physical separation without divorce uses several different state laws. These include laws allowing child support during legal separation, giving the couple the opportunity to draft a marriage separation agreement, and providing for alimony in certain cases of legal separation without divorce. You might be able to achieve the same result of a legal separation by creating a post-marital agreement (assuming you and your spouse talk to each other and can agree on the terms). It may be best to have this agreement drafted by a lawyer to ensure that it complies with legal requirements and includes all the necessary conditions.

For example, if a woman becomes pregnant while living apart from her husband, the husband is still considered the legal father of the child. The alleged mother, father or father should bring a paternity action to determine which man has parental rights. Fact #1: Florida is one of six states that do not recognize legal separation. o What property, if any, is a spouse allowed to take and keep? Couples in Florida can separate at any time during the wedding and do so without notifying the other or filing a document in court. (Since there is no law in Florida that provides for legal separation, the court does not need to be involved in the case of a couple who wants to live apart.) However, married couples seeking legal separation must voluntarily apply to the courts for such agreements. If a couple only enters into a voluntary agreement between them, even if it is in writing, it is unenforceable and one or both parties may decide at any time to ignore the agreement. Florida allows so-called “limited divorce,” which is similar to legal separation in other states. Reasons for limited divorce include cruelty, abandonment, and voluntary separation.

The court determines the children`s principal residence, i.e. where the children spend most of their time. The court decides on the visitation rights of the non-custodial parent. Florida requires separated parents to disclose their income and resources and charges a monthly subsidy amount paid by the non-custodial parent to the custodial parent.

How Is Legal Zoom

Bottom line: While a free trial week is nice, chances are you`re looking for a service that can take you beyond that week. Based on costs and services, we believe LegalZoom is the best option for your legal needs. I needed help legalizing my small business. I did the forms online and then called and talked to Ken, a representative from Legal Zoom, he explained very well what they offered and joined me with a package I could afford. He is a professional, very helpful. I feel comfortable knowing that I have them in my corner. A great experience. Nolo offers a more hands-on approach with thousands of DIY products listed on the company`s website, such as books, legal forms, and software. If you need the help of a lawyer, Nolo has over 30,000 lawyers in its network to choose from. Although Nolo will help you find a legal representative, you will be responsible for setting up the payment with this lawyer outside of Nolo. The company does not offer any type of membership, but rather has set prices for documents and products. Think of Nolo more as a gateway to seeking legal help, while LegalZoom is more about providing it. Legalzoom was very user-friendly in how they communicate with me effectively! I never had trouble contacting them or understanding what was wrong with my order.

They also made each solution very easy for me. LegalZoom provides legal assistance to individuals, families, and small businesses through its DIY platform and independent network of lawyers. They enable millions of people to grow their businesses, take care of their families and protect their ideas. Working with Rob was great. I`ve been looking forward to starting my own business for some time. However, I wasn`t looking forward to the start-up process and thought it would be tedious. I have a management degree in paralegal studies, so I had gathered some of the paperwork needed to form an LLC and was about to get started, but I still wasn`t thrilled about it. I was also a bit pressed for time, so I decided to see what Legal Zoom had to offer. Editor`s Note: This article has been reviewed and edited by a legal expert with extensive knowledge of LLC services.

Bottom line: We`ve found that LegalZoom offers more affordable options if you have simple personal or professional legal needs that you can handle without much legal assistance, or if you don`t need a lot of ongoing legal help. However, if you are looking for something more practical and a lasting relationship with a lawyer, it may be beneficial to spend a little extra money on LegalShield. If you want to learn more about some of the best online legal services to help you with your professional, professional or personal needs, here are all our top tips. Starting a limited liability company (LLC) through LegalZoom is a great choice for new small businesses, as the process is simple and affordable — plans start at $79. In addition, you can add other services you need, including a registered agent, tax advice, and access to a legal form and document library. LegalZoom also offers prepaid legal plans that include a 30-minute consultation with a lawyer for professional or personal needs. These legal plans, the Business Advisory Plan and Legal Advantage Plus, are offered on a six-month or one-year basis with a monthly subscription fee. “The well-developed interface makes it easy to meet your legal needs in a relatively stress-free environment.” – Johan S., Katy, TX Affordable Business Advisory Plan: LegalZoom`s Business Advisory Plan provides business owners with convenient access to year-round legal assistance for a fixed, affordable monthly fee. This plan is perfect for anyone who needs regular assistance with contracts and agreements, legal forms and copyrights, or just general legal advice to protect your business. It`s much more cost-effective than constantly using LegalZoom`s one-time services, and it`s also one of the most affordable plans on the market. We have been providing our clients with access to reliable and affordable legal aid for over two decades. We truly believe that everyone should have access to professional legal advice, and we are very happy to have been able to deliver for you, David! Thank you for sharing your feedback here and choosing LegalZoom.

Technically, LegalZoom is not a lawyer and cannot practice law, so it is not a good substitute for an actual lawyer. Instead, think of it as a self-service portal for legal documents and FAQs. The company can put you in touch with a lawyer and you get consultations, but they will likely lead you to pay hourly rates with a lawyer for actual services.

How Does a Small Business Bid on Government Contracts

If you`re interested in competing for some of these often lucrative contracts, follow these steps to prepare your business for a government contract. Yes, this has already been mentioned, but we cannot underestimate its importance. That`s 23 percent of the $500 billion the U.S. government spends each year on federal contracts. And realizing that agencies need to meet that 23% goal can give you a big head start. Through the Federal Procurement Data System, you can see which government agencies are not yet meeting this target, giving you a much better chance of getting a contract if you bid. For government contracts, you will be asked to submit your NAICS (North American Industry Classification System) code as part of your application. This code is used by the federal government to classify businesses for statistical purposes related to the U.S. business economy. There really is no good reason not to look for government contracts.

Each agency publishes a supply forecast that includes contract opportunities for disadvantaged small businesses. To qualify for government contracts as a small business, you must meet the size standards of the Small Business Administration. Typically, a small (non-manufacturing) business earns less than $7.5 million per year and has fewer than 500 employees (manufacturing). To get started, your company needs to register as a government vendor in the SAM system. While your SAM profile must be updated at least once a year to stay active, companies that commit to winning government contracts must update and refine their SAM profile at least quarterly, if not monthly or longer. For small businesses with more general offerings that aren`t sure about their ideal government agency, subscribing to a job matching service can be a useful way to find government contracts. Most local technical support supply centers offer free quotes, but you can also enjoy private and more personalized services at a reasonable cost. Working with a bid matching service also has the added benefit of connecting you with experienced procurement mentors who can guide you through the bidding and procurement process.

Meredith launched the Fundera Ledger in 2014. She has specialized in financial advice for small business owners for nearly a decade. Meredith is often sought after for her expertise in lending and financial management for small businesses. Contact the Small Business Administration (SBA) for advice on how to identify your industry code, keeping in mind that if your business operates in multiple industries or sectors, you may need to report multiple NAICS codes. If you`re not sure if the procurement is right for your business, or want to know more before submitting a bid, consider the option of subcontracting. Many large companies are looking for small business partners so they can bid on opportunities to promote small businesses. Your partnership is valuable to these prime contractors. Similarly, you can familiarize yourself with an established contractor who has the systems and relationships in place. Yet despite these opportunities, even small business owners who are aware of government procurement opportunities find various reasons to avoid seeking government contracts – not least because they find the process intimidating. The U.S.

government is the world`s largest buyer of goods and services, awarding hundreds of billions of dollars in federal contracts each year. Contrary to popular belief, these contracts often go to small businesses. Not only is the government required by law to review small business bids, but it has also set a target of awarding at least 23 per cent of all federal contracts to small businesses. If you`re in a very specific industry or know exactly which government agency your small business can work best with, you can market your business directly to target agencies or contractors. To do this, you should use SAM.gov and SUB-Net to identify existing procurement needs. Then you can tell these agencies directly why your company is the right choice to fill them. You might assume that determining the size of your business doesn`t require much thought. However, to qualify for small business government contracts, you must qualify according to SBA size standards.

To help you easily answer this question, the SBA offers a Size Standards tool that uses your NAICS number as well as basic information about your business to determine if it qualifies as an SBA-designated small business. Everything from military vehicles and equipment to paper clips and Post-it notes is regularly outsourced by the federal government to companies of all sizes. If you sell to businesses or nonprofits, chances are you can also market your services to government agencies. The available outsourcing options can be found via the SBA`s searchable SUB-Net database. If you`re working for a government agency for the first time and aren`t familiar with the suggestion process, this is a great place to start. Essentially, if you ignore government contracts, you`re sacrificing the biggest path for new customers and revenue in the United States. Here are the top three types of requests you`re most likely to see on SAM.gov or any other list of government contract opportunities: As you can imagine, setting your contract pricing is critical to your ability to win profitable government contracts. You need to consider your costs both when bidding and executing the contract, while leaving enough room for day-to-day overhead. Of the roughly $500 billion the U.S. government spends each year on federal contracts, its goal is also to allocate 23 percent of those funds to small businesses. [2] Well, that may not sound like a lot – but in what other bidding scenarios do you have the guarantee that the prospect will choose a small business like yours over a much larger one? This is virtually unknown in the private sector. While the SAM.gov database handles direct contracts with government agencies – called framework contracts in government terms – there is another form of government contract that small businesses can explore: subcontracting.

The General Services Administration (GSA) has found that companies with the following assets tend to have a higher chance of winning a government contract: While you likely have experience creating proposals and tasks for potential private sector clients, there is little that can prepare you for the unique process of preparing a government contract proposal. In fact, filling out a quote or proposal for a government agency may be more like filling out your corporate taxes or a stack of forms for the DMV. Now that you`re convinced of the value of government contracts for small businesses, let`s talk about how you can start getting started with procurement. As you may have assumed, there are some additional steps required to qualify as a U.S. government contract supplier, including enrollment in what is known as the Attribution Management System. That is, the rewards far outweigh the initial investment. And once your business is established and you have your first government contract, it`s all about rinsing and repeating as you reap the benefits. Keep in mind that even if you reach out to government agencies, the decision-makers in those agencies are real people.

How Do Political Legal and Economic Forces Shape National Culture

The largest minority in the United States are African Americans, who make up 15% of the total population and still face widespread discrimination today, although laws make it illegal. Overall, there is no correlation between the masculinity or femininity of a society`s culture and the distribution of employment between men and women. A direct relationship between a country`s position on this dimension and the role of men and women exists only within the House. Outside the home, men have historically dominated, and it is only in rich countries – and only recently in history – that women are sufficiently free from other constraints to be able to enter the world of work and politics on an equal footing. Lower-class women entered trade unions before, but only in low-paid jobs – not out of a need for personal fulfillment, but out of a need for the material survival of the family. Statistics therefore show no correlation between the proportion of women working outside the home and the degree of femininity in a country. Women in rich countries have more women in higher technical and vocational occupations (Hofstede et al., 2010, p. 168). Despite debates about the validity of national culture as a construct, interest in cultural differences seems to be growing rather than decreasing. Today`s businesses are likely to operate internationally, and multinational companies can face unexpected information management challenges. Different regulatory frameworks (e.g. Differences between copyright, privacy and freedom of information laws) will present a number of challenges, which in turn may reflect large differences in attitudes and opinions towards information. The regulatory environment is discussed in more detail in the next chapter.

Further evidence of the influence of Thai culture can be seen in the division of orders between firms, which is reciprocal and reflects the Thai concept of bunkhun or “indebted kindness” (Niffenegger et al., 2006), implying a commitment to return favors. Companies also share information about potential business partners, production techniques, problems and solutions, including “blacklists” of dishonest entrepreneurs. For example, the instability of the apparel market prevents individual companies from being efficient. As a result, businesses must collectively respond to fluctuations in demand. A collective reaction between firms tends to lead to a community of interests and solidarity between firms that would otherwise be considered competitors (Dulbeccoab & Vagneronab, 2001). Structures that minimize risk tend to prevail (Vincent, 2005), as may be the case here. We have argued that national culture is somewhat arbitrary, probably best understood as a myth, and does not particularly succeed in masking deep and global social divisions. Increasing globalization has made things even more complicated. Finally, we briefly discuss the consequences of globalization and the processes associated with it on national cultural identity. What could have been sedimented and stratified in the accepted truths of national cultural identity has been marked by processes linked to accelerated globalization.

The cultural hybridity of the modern nation-state, masked as a homogeneous entity by the myths of national culture, is intensifying almost to the point of displacing national culture through globalization processes. Three of these processes are of paramount importance in this regard: first, national cultural identities are even weaker than they already are; secondly, local and particular identities are strengthened by resistance to globalization processes; And third, these new hybrid identities are becoming increasingly visible at the expense of national cultural identities. Perhaps the most important conclusion that can be drawn from the discussion in this section is that the anthropological definition of culture seems methodologically suspect in all but the most homogeneous and isolated cultures, if any. It is perhaps more culturally and sociologically than anthropologically the understanding of culture in today`s society that scholars must turn to make a comparison of education across cultures.

How Do I Become My Mom`s Legal Guardian

In cases where more than one person requests responsibility for the needs of a ward, the court decides who is best qualified for the position. Sometimes one person is appointed to make personal and medical decisions for the station (often referred to as guardianship of the person), and another is responsible for managing the financial affairs of the station (guardianship over property). The ward`s preferences and any legal documents created prior to her incapacity (e.g. non-permanent power of attorney, will or living will) will be considered in this decision to the extent possible. After completing this step, you must inform all of your parents` banks, health care and legal providers that you have been appointed as a parental guardian. Once you have been appointed by the court as your parental guardian, you must submit the court order to the SSI (Social Security Administration). In SSI, you ask to be designated as a representative beneficiary of your parents. If you are applying to be a guardian, you will need to “deliver” a copy of the petition and citation to the adult, many of the adult`s family members, and possibly other authorities. The court will not serve these documents on you; You must ensure that they are properly served, otherwise your hearing will be cancelled. Visit this section to learn how to properly serve loved ones and other necessary organizations.

For all caregivers, care support is valuable. Care is an unexpected role. Becoming a guardian of an elderly parent increases the level of responsibility. If you wish to become a guardian, you must read the Guardianship Pamphlet (Form GC-205). The guardianship brochure is also available in Spanish, Korean, Chinese and Vietnamese. You can use the forms you need to ask the court to appoint a guardian to the person (Form GC-505) to get information about the procedure for filing guardianship. Sometimes a child has two guardians who are known as the guardian of the person and the guardian of the estate. When an older person loses the ability to think clearly, it also affects their ability to make informed and meaningful decisions.

This can happen due to the onset of Alzheimer`s disease or other related dementias, stroke, brain injury, mental illness, or other serious health problems. If the person you are caring for is unable to make rational and clear decisions about their health care, finances or other aspects of life, it may be necessary to seek legal guardianship to ensure their safety and quality of life. The guardian is responsible for the care of the child, including that of the child: if the court or lawyer considers that further investigations are necessary, a guardian ad litem may also be appointed. This person is not the guardian (the language can be confusing), but a court-appointed person who acts as the eyes and ears of the court. They are involved in the process and their job is not to do what the proposed community wants, but rather to determine and make recommendations what is in the BEST INTEREST of the community. Guardianship of the person`s estate is established because a child lives with an adult who is not the child`s parent and the adult needs a court order to make decisions on behalf of the child. In general, inheritance guardianship is for children under the age of 18. In the case of immigrant youth applying for special youth immigration status, the law allows for the application (or extension) of guardianship for a youth who is already 18 years of age but still under 21 years of age. Click here to learn how.

The purpose of guardianship and retention is to ensure that funds are spent for the benefit of elderly parents. No means is spared to guarantee an inheritance to adult children. Guardians need high contact and high contact to get to doctor`s appointments and learn about medical treatments. The administration of medical care is the primary responsibility of a guardian. A person who wishes to be appointed guardian of a parent in Florida must meet several requirements set by state law. Many times, I had to explain to professionals “what guardianship means for an elderly parent”. I explained my responsibility to be thorough and careful in decision-making in order to gain cooperation and understanding. A tutor or curator can only be appointed if a court hears evidence that the person is no longer mentally competent in some or all areas of his or her life and determines that he or she can no longer make informed decisions for himself. Persons presumed to have disabilities have the right to a lawyer and the right to object to the appointment of their guardian or curator. Appointing someone as your proxy under a power of attorney is a private decision that does not involve a court. They are less expensive than the guardianship process and can be used by older adults to have more control over who cares for them.

These are by no means the only less restrictive alternatives to guardianship, as there are a variety of supports and services that can benefit your loved ones. Of course, alternatives may have some drawbacks that don`t work for your particular situation. Guardianship is an option in cases where a senior has not appointed a power of attorney for health care or finances and is unable to work due to age, illness or disability. Even if a person has appointed a power of attorney (power of attorney), guardianship may still be necessary if their power of attorney is not permanent, meaning it ends with their incapacity. Courts most often see family caregivers seeking guardianship of adults with dementia who have not made appropriate legal preparations for the future. One way to make decisions is the concept of substituted judgment. Substitute judgment means that the guardian makes the same decision as if the older parent decided for himself. If you have a parent who you think needs guardianship – they don`t have the capacity to take care of themselves, perform tasks in their daily lives, or make rational decisions – you`ll need to get a medical certificate or letter from the doctor.

This form is a national document completed by a physician certifying the patient`s mental acuity and physical performance. A legal guardian is a person who assumes the role of parent of a child and provides necessities such as food, shelter, and clothing. A guardian also makes day-to-day and important decisions for the child. Also make sure your parents` power of attorney and health care worker are up to date. Unfortunately, even with an effective estate plan, there are times when guardianship cannot be avoided. If you know what these times are, you will be better prepared to deal with them. The person who is under the care of the guardian (in this context, an elderly parent) is called a “guardian”.

How Are Smart Contracts Stored on the Blockchain

As an alternative to traditional contracts with a central business model, here are the benefits that smart contracts offer businesses: Before a smart contract can process transactions, it must first be used on the blockchain. The deployment process should ensure that all blockchain nodes have exactly the same code. Different blockchain designs handle this requirement differently, but there are usually two approaches: store the contract code itself on the blockchain, which ensures global (on-chain) consensus, or let each node owner decide whether the code should be installed locally, and use hash-based engagement on the blockchain as a reference for validating code integrity (off-chain). The use of smart contracts, which record an individual`s academic qualifications, certificates, and experience, can prevent CV fraud and thus make it easier to recruit people, including companies, to provide a service. The smart contract is written in virtual language and has the power to execute and apply autonomously and automatically based on a set of programmed parameters. With blockchain technology, its main value lies in strengthening security, transparency and trust between signatories, avoiding misunderstandings, falsifications or changes, and doing without intermediaries. Unlike the traditional centralized business model, smart contracts foster a new type of business relationship based on trust. An example of smart contracts in the healthcare sector is Dentacoin. Dentacoin aims to bring patients and dentists together in communities to improve dental care and make it affordable worldwide. The best way to understand smart contracts is to think of them as program functions: there are inputs, logic to process inputs and outputs.

The execution of smart contracts often leads to updated reports. To answer your last question, each participant in both systems has credentials and the smart contract designer can use them to control access. In addition, there are channels in Fabric that partition the registry used for access control. The logic of smart contracts determines whether a transaction is valid or not. Examples of invalid transactions may be that they do not work at the correct level of the initial state, for example by trying to issue tokens without having sufficient funds. Only valid transactions cause the status to be updated. Invalid transactions are either rejected by the network to be included in the blockchain, or included but marked as failed, depending on different blockchain designs. Szabo defined smart contracts as computerized transaction protocols that execute the terms of a contract. He wanted to extend the functionality of electronic transaction methods such as POS (Point of Sale) to the digital space. Smart contracts are executed by blockchain nodes as a result of processing transactions submitted by the user. A blockchain transaction has a specific target smart contract function, a payload that contains input values for the function call and is always signed by the depositor. A transaction can be sent to any node in the blockchain network, which sends it to the entire network so that all nodes see the transaction.

At some point, the transaction is processed by each individual node with the executable program in the target smart contract. If the transaction execution is successful, the internal state of the blockchain is updated. A smart contract can also consider the input invalid and reject the transaction as failed, in which case the state is not affected. Many of Szabo`s predictions in the paper came true in a way that preceded blockchain technology. Today, derivatives trading is generally conducted via computer networks with complex maturity structures. Smart contracts can be used effectively regardless of the type of market or goods being sold. For example, Name Bazaar implements smart contract technology within a peer-to-peer marketplace where users can trade crypto assets on the blockchain in the form of domains. With blockchain technology, smart contracts are of great interest to businesses.

Smart contracts are designed and implemented within blockchains and therefore inherit some of the characteristics of blockchain: All contract data must be assigned to one place: storage or storage. It`s expensive to change storage in a smart contract, so you need to consider where you want your data to reside. Many companies are drawn into years of litigation over the use of patents in project development. Smart contracts can track which party belongs to which company. The concept proposed by Szabo is exactly what smart contracts offer today, including the idea of implementing and storing smart contracts on a distributed ledger. The first known application of blockchain technology was Bitcoin, a peer-to-peer system specifically designed to enable the transfer of value without depending on a central part.

Horizon Blue Cross Blue Shield of New Jersey Legal Department

The SPD makes it clear in the introduction that together with the certificate of individual cover, it forms “[the] group insurance certificate”, that it is “part of the group policy” and that “all benefits are subject in all respects to the entire group policy, to which the SPD also belongs”. Aplee. Supp.App. 6. Almost identical wording is found in the certificate of coverage.   Aplee. Supp.App. 7. Although Mr.

S. maintains that he does not have access to the government plan documents and that he cannot determine whether these government documents contradict an existing power of attorney in the SPD, Aplee. Br. 37-38, he did not request a copy of these documents either during the administrative appeal proceedings or at the time of discovery.   Nor did he ask the District Court to defer the decision on the incidental applications for summary judgment so that he could obtain such documents.   Meanwhile, counsel for Horizon argued at the hearing that the only plan document that is not available in evidence has no bearing on Horizon`s discretion and is not relevant to this case.2 Thus, the SPD – which contains the wording of the plan – is sufficient for our consideration.  In Glenn, the Supreme Court recognized that there is a conflict when an employer funds its own benefit plan and that it can exist even when an employer hires an insurance company to administer such a plan.  Glenn, 554 U.S. at 112–14, 128 S.Ct. 2343.   However, Glenn did not argue that insurance companies necessarily suffer from conflicts of interest when hired by plan sponsors.  Instead, the court said an employer`s dispute can extend “to the selection of an insurance company” as the plan`s administrator.

 Id. at 114, 128 p.ct. 2343 (emphasis added).   While we assume that this employer dispute extends to Horizon, Glenn, as an insurer, has not addressed a situation where an insurer delegates its authority to review claims to an independent external plan administrator.   Such delegation may mitigate a dual conflict of interest.  Finley v. Hewlett-Packard Co. Empl. Benefits Org.

Income Prot. Plan, 379 F.3d 1168, 1176 (10th Cir.2004).   Claiming a conflict on the basis of a general economic incentive, such as attracting more companies by rejecting claims, nothing more, is “insufficient to reach the level of a legally identifiable conflict of interest”.  Id. (citing Pitman v. Blue Cross & Blue Shield of Okla., 217 F.3d 1291, 1296 (10th Cir.2000)).   We therefore examine the denial of benefits by Horizon under a “purely” arbitrary and capricious standard. TRENTON – The New Jersey Department of Banking and Insurance announced today that it has determined that Horizon Blue Cross Blue Shield of New Jersey`s application to revamp its corporate structure as a nonprofit holding company has been completed. The application is available at nj.gov/hschearings/ and information on how to register to attend future public hearings.

The Department will hold three public hearings on the proposed establishment of a mutual holding company, as required by legislation (P.S. 2020, c. 145). “As part of the public consultation, Horizon Blue Cross Blue Shield of New Jersey will outline its reorganization plan as a mutual holding company,” said Commissioner Marlene Caride. “The public will have several opportunities to exchange feedback on the application and planning through an in-person hearing, two virtual meetings and written submissions.” Information on the public hearing is available below: Our review of summary judgment orders is de novo and applies the same standard as the district court.  LaAsmar v. Phelps Dodge Corp. Life, Accidental Death & Dismemberment & Dependent Life Ins. Plan, 605 F.3d 789, 795 (10th Cir.2010).   In this case, the parties have raised this issue in response to summary judgment counterclaims, and we must determine the standard of review, regardless of the district court.  Id., p. 796.

Mr S. and Horizon filed interlocutory motions on 6 July 2010.   Aplt.App. 12-13, 56-58.   On the same day, Horizon also filed a statement, including the terms of transferring authority from Horizon to Magellan to manage mental health claims in a Provider Services Agreement (“VSA”).   Aplt.App. 95a-134a.   Mr. S. requested that this declaration be deleted because it is time-barred and obsolete.   Aplt.App.

238-244a.   The District Court Aplt.App rejected the strike request. 337–43 and granted Horizon summary judgment Aplt.App. 323–36.   The district court ruled that an “arbitrary and capricious” standard of review applied and that neither Horizon nor Magellan acted arbitrarily or capricious in challenging the impugned claim.   Aplt.App. 327-36.  Mr S. submits that the Bezirksgericht erred in refusing to cancel the VSA and in concluding that its registration was harmless.   Aplt.

Br. 28.   Mr. S. did not and never questioned Magellan`s authority to act as an external plan administrator on behalf of Horizon.   Our jurisprudence recognizes that such delegations occur without changing the applicable standard of review.  Geddes v. United Staffing Alliance Emp. Med.

Plan, 469 F.3d 919, 926 (10th Cir.2006);  Gaither v. Aetna Life Ins. Co., 394 F.3d 792, 801 (10th Cir.2004). Without first establishing that the SPD was part of the plan, the District Court wrongly relied on the SPD`s wording. We forget this mistake because the SPD says unequivocally that it is part of the plan, but the best practice is to proceed in the right order of determination. How would you rate your overall experience with this company? EUGENE S., Plaintiff-Appellant, v. HORIZON BLUE CROSS BLUE SHIELD OF NEW JERSEY, Appellant Respondent. B. If Horizon suffers from a conflict of interest Learn more about FindLaw`s newsletters, including our Terms of Use and Privacy Policy.  Our colleagues from other quarters have repeatedly said that an SPD can be part of the plan. See, for example, Pettaway v. Teachers Ins. & Annuity Ass`n of Am., 644 F.3d 427, 434 (D.C.Cir.2011);  Heffner v.

Blue Cross & Blue Shield of Ala., Inc., 443 F.3d 1330, 1342–43 (11th Cir.2006);  Bergt v. Rotten. Plan for pilots employed by MarkAir, Inc., 293 F.3d 1139, 1143 (9th Cir.2002).   However, an insurer is not entitled to a deferential examination simply because it claims that the SPD is integrated into the plan. Instead, the insurer must prove that the SPD is part of the plan, for example by clearly indicating on the front that it is part of the plan. A contrary decision would harm Amara. If you have any other questions about your benefits, please call the number on your ID card during regular business hours or sign up to send a secure email 24/7. Eugene S. applied for reimbursement of the costs of her son A.S.`s hospital treatment from his employer`s ERISA insurance.

  Aplt.App. 1 to 6.   Magellan Behavioral Health of New Jersey, LLC (“Magellan”), initially denied the application, stating that Mr. S.`s son was qualified for intensive outpatient treatment, but not for inpatient treatment.   Magellan confirmed his initial refusal to provide hospital treatment services in several appeals filed by Mr. S. and the hospital treatment centre.   On Mr S.`s last appeal, Magellan authorised and granted benefits for inpatient treatment between 10 August and 2 August. In November 2006, however, he reiterated that Mr. S.

was entitled to intensive non-hospital treatment only between 3 November 2006 and 12 June 2007 and refused hospital treatment during that period.  After exhausting his administrative claim, Mr. S. filed this action on July 24, 2009, against Horizon`s refusal to provide benefits under ERISA (29 U.S.C. § 1132(a)(1)(B)).  The parties consider whether Magellan erred in denying benefits under its “continuous residence” criteria.   They focus most of their discussion on the first of the five criteria for an additional covered stay, just like us. 2.

Counsel assured the court that the only unsubstantiated document of the plan – the “group policy” or the “group certificate” – relates solely to the relationship between Horizon as plan administrator and Mr. S.`s employer. as the plan sponsor and has no effect on Horizon`s discretion in reviewing claims.  (Oral arg. 15:00 to 16:52). The District Court legitimately exercised its discretion.   The VSA became relevant because Mr. S. alleged a dual conflict of roles.

  Before that, there was no reason for Horizon or Magellan to include the VSA in the administrative file.   The district court could not hope to assess this alleged conflict without the United States. Given that our jurisprudence permits the introduction of additional evidence relating to a dual-role conflict and that Horizon`s failure to disclose the VSA under Rule 26 is unfortunate to Mr. S. was harmless, justified by Mr. S.`s assertion or both, we will not set aside the District Court`s judgment. In the Amara case, the Supreme Court examined, in particular, whether a district court may enforce conditions in a SPD if those conditions conflict with the conditions set out in the planning documents.  Amara, 131 S.Ct. at 1876-78 (verify whether plan members could “recover benefits due to improper disclosures”).